Schengen visa tops the list of most sought-after visas. This much higher demand triggers various checks and one of these checks is dummy travel insurance for visa applications.
When buying travel insurance, you should ensure that it meets all the necessary requirements. Else, the visa officer will reject your Schengen visa application citing flaws in the Schengen travel insurance.
What Is Dummy Travel Insurance For Visa Applications?
A dummy travel insurance for visa application is a document that ensures the visa officer that you have made yourself financially covered. As we have mentioned in the above paras, millions of tourists visit the Schengen area every year. And obviously, some of them fall ill and seek medical coverage.
Being welfare states, the healthcare system of the Schengen countries have to provide medical coverage to those who fell ill or sustained injuries. This phenomenon has put immense pressure on the healthcare system of these countries. And the very tourist sector that these countries intended to earn became a source of loss.
Schengen countries came up with a solution to this problem. They made it mandatory for all visitors to get medically covered. This medical coverage comes in the form of dummy travel insurance for visa applications and it is a mandatory part of your supporting documents.
What Are The Requirements For Dummy Travel Insurance For Visa Applications?
Your dummy travel insurance for visa applications should meet some basic requirements. These requirements are as follows:
Minimum Financial Coverage
Your travel insurance for visa applications should provide minimum coverage of 30,000 euros. In dollar terms, your insurance must provide medical coverage of 50,000 dollars. If you have bought travel medical insurance that provides coverage less than the aforesaid amount, the visa officer will reject your application.
Coverage Area
Your travel insurance for visa applications should provide coverage in the whole Schengen Area. It means you can’t buy travel insurance that provides medical coverage for the Schengen country or countries that you are planning to visit.
It doesn’t matter if you are visiting a single country or many countries. The point is that your dummy travel insurance for visa application should have coverage for the whole Schengen Area.
Duration Of Coverage
Another important feature of your dummy travel insurance for visa application is that it must provide coverage for the whole duration of your stay in the Schengen Area. Your travel insurance should be flexible to changes or extensions in case you need to extend your stay in the Schengen area.
Insurance Certificate
Once you have bought the dummy travel insurance for visa application, you should ask the dealer to provide you with a certificate. You will attach this certificate with your visa application.
How Much Does Dummy Travel Insurance For Visa Applications Cost?
The rate of the companies varies. Also, the cost depends on the number of people you are buying dummy travel insurance for. It is because different companies offer different discounts for group travelers.
What Is a Schengen Visa?
A Schengen visa is a type of visa that allows travelers to travel freely in as many as 26 European countries. These countries are signatories to the Schengen agreement.
All these states have abolished their national borders in favor of a uniform border. It means if you have acquired a Schengen visa for one country, you now have the authority to travel freely in all other states, too.
Types Of Schengen Visas
The three main types of Schengen visas are as follows:
Schengen Tourist Visa
If you are planning to explore the scenic beauty of the Schengen area or want to explore the fashion capital of the world, or you want to spend nights watching a match between Real Madrid and Barcelona, you will then apply for a Schengen tourist visa.
Schengen Medical Visa
If you are suffering from a disease whose treatment is only available in the Schengen area or whose treatment is better in the Schengen area because of the latest equipment and better healthcare systems, then you will apply for a Schengen medical visa.
Schengen Business Visa
If you have been invited for a business meeting in the Schengen area or if you want to see business opportunities in the same, you will then apply for a Schengen Business visa.
There are various ways to buy travel insurance for Schengen visa and other supporting documents but the most important and effective way is to buy it online.
Because when you explore the options online, you have the luxury of comparing prices of different companies as well as the discounts being offered to the group travelers. Furthermore, you can explore 3rd-party websites to see if these sites are providing quality service.
